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Select Your
Morgan Stanley
Benefits for 2022

January 3 to 14

Enrollment Guide and Checklist
Enroll Now on Benefit Center

Enrollment Essentials

Get the basics to enroll in benefits.

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Medical

Compare plan coverage and costs.

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Prescription Drugs

See coverage and how prescriptions work with your plan.

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Dental

Check out your dental options and the costs for care.

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Vision

See costs for vision coverage and learn about the network.

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Accounts

Save money on eligible expenses with tax-advantaged accounts.

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Insurances

Get information about the various insurance options available to you.

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Enroll at Any Time

See the benefits you can enroll in throughout the year.

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BENEFIT FROM YOUR BENEFITS

Health and Wellness

From medical, dental and vision insurance to expert second opinions, telemedicine and counseling programs, our health offerings can keep you and your loved ones healthy and protected through life’s ups and downs.

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Family

However you define family, the Firm offers a range of programs to support the ones you love most—your spouse, partner, parents, children and even grandparents and in-laws.
 

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Finances

Beyond just your paycheck, the Firm helps you save for your future, protect your assets and save money on taxes, loans, group insurance and more.

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Extras

The fun stuff. All the perks available to you and your family including discounts and priority access on travel, entertainment, retail, cars and electronics, to name just a few.

Learn more

My Health Programs:
The Right Care at the Right Time

Primary Care
Exceptional primary and preventive medical care for you and your dependents at clinics near home or work – and 24/7 virtual care

About One Medical >

Mental Health Benefit
16 free, confidential sessions with a therapist or coach for you and your dependents – and psychiatry and medication management

About Lyra >

Medical Second Opinions
You and your extended family may consult with elite specialists about new diagnoses, surgeries and chronic conditions, at no cost

About 2nd.MD >

Questions? Speak with a Benefits Advocate.

Employees: 877-MSHR-411

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Spouses or Partners: 800-555-7187

You or your partner may contact the Firm’s Benefits Advocates to understand your options and get help selecting the programs that are best for you. Throughout the year, they can also help you find in-network providers, obtain cost estimates, resolve billing and claims issues and connect you with Firm resources.

8 am to 7 pm ET, M-F

© 2022 Morgan Stanley. All rights reserved.

Any inconsistency between this communication and the terms of an official plan document will be governed by the plan document. Morgan Stanley and its benefit plans are not responsible for any data errors or processing delays. The plan administrator may correct any errors at any time. Additional important information.

The information contained in this document is general in nature, is not individual tax advice and may not be used to avoid any tax or tax penalty. Tax laws are complex and may change, and their application may vary based on the circumstances. Morgan Stanley and its benefit plans do not provide tax or legal advice. You are responsible for consulting your own advisors.

The plan administrator may require you to verify your and your dependents’ data. Providing false or misleading information may lead to legal or disciplinary action by Morgan Stanley, including employment termination and cancellation of executive compensation. This statement does not guarantee coverage; the plan administrators have ultimate authority for determining eligibility.

Check your confirmations and statements to ensure that your elections are correctly reflected. Morgan Stanley’s benefit plans may be amended or discontinued at any time, including to curtail benefits for some or all covered individuals.

Please watch this important video on your 2016 Morgan Stanley Benefits.

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