If you enroll in Option A or B, all of the services below are available to you, your spouse and eligible dependents. If you enroll in Option A, the services that are bold and italicized are available to your parents and parents-in-law. For additional details, see this document.

WILLS & ESTATE PLANNING	Simple & Complex Wills Revocable & Irrevocable Trusts Identity Management Powers of Attorney (Healthcare, Financial, Childcare, Immigration) Healthcare Proxies Living Wills Codicils
MONEY MATTERS	Negotiations with Creditors Financial Education Workshops Tax Audit Representation Identity Theft Defense Promissory Notes Debt Collection Defense Tax Collection Defense
HOME & REAL ESTATE	Foreclosures Tenant Negotiations Boundary & Title Disputes Deeds Mortgages Sales or Purchases of Primary and Vacation Home Eviction Defense Property Tax Assessments Refinancing & Home Equity Loan of Primary and Vacation Home Security Deposit Assistance Zoning Applications
FAMILY & PERSONAL	Adoptions Guardianships Conservatorships Prenuptial Agreements *Only available to the employee Divorce Name Changes Review of Any Personal Legal Document Juvenile Court Defense Including Criminal Matters Parental Responsibility Matters School Hearings Demand Letters Personal Property Issues Affidavits Personal Bankruptcy Garnishment Defense Protection from Domestic Violence Review of Immigration Documents Reproductive Law Assistance
ADOPTION AND LEGITIMIZATION	This service covers all legal services and court work in a state or federal court for a contested or uncontested adoption by the plan member and spouse. Legitimization of a child for the plan member and spouse, including reformation of a birth certificate, is also covered.
CIVIL LAWSUITS	Civil Litigation Defense Disputes Over Consumer Goods & Services Small Claims Assistance Administrative Hearings Incompetency Defense Pet Liabilities
ELDER-CARE ISSUES	Consultation & Document Review for issues related to your parents: Medicare Medicaid Prescription Plans Nursing Home Agreements Leases Notes Deeds Wills Powers of Attorney
VEHICLE & DRIVING	Repossession Defense of Traffic Tickets Driving Privilege Restoration License Suspension Due to DUI
OTHER	Maximum of 4 hours of in-network attorneys services that are not covered under the plans such as: Custody establishment DUI Habeas corpus Plaintiff property damage Support order modification