If you do not use tobacco products, you will receive a discount on your Medical and Employee Supplemental Life Insurance Plan rates. The available Medical Plan annual discount is $500 for you and an additional $500 for your covered spouse or domestic partner. To be eligible for the discount, you must either be tobacco-free or enroll in a tobacco-cessation program. Rates for the Employee Supplemental Life Insurance Plan are also discounted for nonusers of tobacco.