The Morgan Stanley 401(k) plan and company match help you save for a healthy retirement.

• Maximum employee contribution percentage increasing from 30% to 50%
• Highly compensated employees may make non-Roth after-tax contributions (maximum of 8%)
• Make unlimited in-plan Roth conversations and non-hardship withdrawals
• Rollover money is a new in-service withdrawal source
• May keep your money in the plan after age 72, the required minimum distribution age