Rollover Contributions

You may roll over certain distributions from other plans to the 401(k) Plan, such as distributions from your prior employer’s 401(k) Plan.

However, the annual IRS limits apply to contributions you make to any 401(k) Plan during the year. Therefore, if you contributed to another employer’s 401(k) Plan during the year, you must take into consideration any contributions made to that plan to ensure that you don’t exceed the IRS annual maximum.

See the 401(k) Plan Summary Plan Description for rollover rules and directions.

For More Information

To learn more about the Morgan Stanley 401(k) Plan, download the Summary Plan Description (SPD).