COVID-19 Update: The Firm has temporarily adjusted this policy as follows to better support employees.

Benefits-eligible employees who have been affected by COVID-19 (or any other illness) and cannot work due to their own disability or illness, should call MetLife as soon as practicable at 800-498-5306 to request Short-Term Disability benefits.

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Short-Term Disability (STD) insurance is provided at no cost to benefits-eligible employees. However, the STD benefits on this site do not apply to Saxon employees of the Morgan Stanley US Residential Mortgage Business. For more information, Saxon employees should see the Benefit Center website for their STD policy.

Additional limitations and exclusions may apply. See the Health Benefits and Insurance SPD for details.